Q:  What is a cash advance payday loan?
A:   A cash advance payday loan is fast easy way to obtain funds until your next payday.

Q:  How does this process work?
A:  You apply online, if we approve your application and we electronically (ACH) deposit your funds into your bank account.

Q:  How do I qualify?
A:  You must have a bank account, a verifiable source of income and be of legal age (18).

Q:  Do I have to have direct deposit of my pay check to my bank account?
A:  No, if you deposit you check in your bank account, that's great.

Q:  What if I have a saving account instead of a checking account?
A:  If you employer directly deposits your pay check into your savings account.

Q:  How soon will I have money in my account?
A:  If you are approved, the cash will be in your account after Midnight the next banking day.

Q:  How soon will I be able to withdraw these funds from my bank account?
A:  As soon as the funds are deposited, you can withdraw cash.  Funds transferred by ACH are treated as a cash item by financial institutions.  It's just like making a cash deposit.

Q:  Do you required funds in advance of the loan.
A:  Absolutely not!

Q:  What is the maximum of money I can get?
A:  From $100 to $1,500.

Q:  Are cash advance payday loans available in all states?
A:  No funding in Georgia, Colorado, Nevada, West Virginia or Kansas.

Q:  Do you check my credit with the major credit bureaus?
A:  No, but we do check TeleTrack and a social security database to combat identity theft and fraud.

Q:  What if I'm in bankruptcy. 
A:  We will not loan to a person that is in active bankruptcy.  If your bankruptcy has been discharged then it is not a factor.

Q:  Is my personal information safe.
A:  Yes, absolutely.  Our servers are all secure and your information is not accessible from the outside.

Q:  What if I don't trust the Internet?
A:  No problem!  We will take your application over the telephone.